Path: Top > S1-Final_Project > Fakultas_Ekonomi_Bisnis > Manajemen > 2011

Pengaruh Capital Adequacy Ratio (Car) Dan Non Performing Loan (NPL) Terhadap Return On Equity (ROE) Pada PT Bank bjb Tbk

Undergraduate Theses from JBPTUNIKOMPP / 2015-09-10 08:25:47
By : Evi Oktaviani; Nim 21207116, Perpustakaan UNIKOM
Created : 2011-10-29, with 11 files

Keyword : Capital Adequacy Ratio, Non Performing Loan, Return On Equity, CAMELS
Url : http://alumni.unikom.ac.id

Tujuan penelitian ini adalah untuk mengetahui Capital Adequacy Ratio, Non Performing Loan dan besarnya pengaruh Capital Adequacy Ratio dan Non Performing Loan terhadap Return On Equity secara parsial dan simultan pada PT Bank Jabar Banten Tbk, Metode yang digunakan dalam penelitian ini adalah metode deskriptif dengan pendekatan kuantitatif. Sampel penelitian adalah Laporan Keuangan Tahunan Laba Rugi dan Neraca yang diperoleh dari Tahun 2003 sampai dengan tahun 2010 dengan teknik purposive sampling dimana sampel diambil berdasarkan pada alasan kriteria yang jelas. Tehnik analisis data menggunakan analisis regresi linier berganda dan uji hipothesis dengan menggunakan alat bantu program SPSS. Hasil analisis deskriptif menunjukkan bahwa Capital Adequacy Ratio rata-rata diatas 8% yang berarti melebihi ketentuan yang ditetapkan oleh Bank Indonesia. Perkembangan Non Performing Loan Bank Jabar Banten secara rata-rata di bawah 5%. Kemampuan Bank Jabar Banten dalam menghasilkan laba bersih dari modal sendiri cukup baik. Capital Adequacy Ratio dan Non Performing Loan secara bersama-sama (simultan) memiliki pengaruh yang signifikan terhadap Return On Equity, demikian juga secara parsial, Capital Adequacy Ratio memiliki pengaruh yang signifikan dan positif terhadap Return On Equity sedangkan Non Performing Loan tidak brpengaruh signifikan terhadap Return On Equity. Pengaruh kedua variabel tersebut terhadap Return On Equity adalah 82,6% dan sisanya sebesar 17,4%, merupakan pengaruh faktor lain diluar kedua variabel bebas yang diteliti.

Description Alternative :

The research is aimed at identifying Capital Adequacy Ratio, identifying Non Performing Loan, identifying Return On Equity and identifying the effect of Capital Adequacy Ratio and Non Performing Loan on Return On Equity study case at PT bank bjb Tbk 2003-2010 period. The independent variable in this research is Capital Adequacy Ratio and Non Performing Loan and the dependent variable is Return On Equity. Statistical analysis used was multiple linier regression analysis, correlation analysis, coefficient of determination analysis, and hypothesis testing F and T with significant (#945;) level 5% with the help of the use of the program SPSS 19.0 for windows. Based on the result of research and discussion suggest that Capital Adequacy Ratio and Non Performing Loan of the simultaneous influence on Return On Equity, as shown by th magniude of R square of 82,6% while the rest 17,4% is affected by other factors is not included into the study model. While in hypothesis examination that Capital Adequacy Ratio and Non Performing Loan of the simultaneous influence on Return On Equity is 11,847 and F table is it shows F table is bigger than F calculation, which means H0 is rejected. So in conclusion, Capital Adequacy Ratio has positif influence to Return On Equity and Non Performing Loan no influence to Return On Equity at PT. bank bjb Tbk.

Give Comment ?#(0) | Bookmark

PropertyValue
Publisher IDJBPTUNIKOMPP
OrganizationP
Contact Namedyah@unikom.ac.id
AddressJl. Dipati Ukur No.116 Lt.7
CityBandung
RegionWest Java
CountryIndonesia
Phone022-2533825 ext.112
Fax022-2533754
Administrator E-mailperpus@unikom.ac.id
CKO E-mailperpus@unikom.ac.id