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Path: Top > S1-Final_Project > Fakultas_Ekonomi_Bisnis > Akuntansi > 2007

PENGARUH TINGKAT LIKUIDITAS MENGGUNAKAN CASH RATIO TERHADAP PENYEDIAAN KREDIT PADA PD. BPR KUNINGAN CABANG CIDAHU

Undergraduate Theses from JBPTUNIKOMPP / 2015-09-10 08:25:14
By : KARIS LESMANA; NIM 21103039, Jurusan Akuntansi, Fakultas Ekonomi, UNIKOM
Created : 2007-11-12, with 4 files

Keyword : 1. LIKUIDITAS, CASH RATIO
Url : http://

The credit volume is a most important part of banking business activity.



Credit volume is one of income resources it will be related to the presence of the



owned liquidity level, because the liquidity level is a measurement of firm`s



capacity in covering any short-tem obligations. Therefore, the frim must be able



to maintain the credit volume in meeting one of the firm`s objectives, that is to



obtain the income. This study has some objectives to identify how the development



of liquidity level (Cash Ratio), credit volume and the identify how much the



influence of liquidity level (Cash Ratio) on the credit volume at PD. BPR



Kuningan branch Cidahu in the three-monthly period of March 2006-March



2007. In this study what becoming the sample is a financial report in the threemonthly



period of March 2006-March 2007.



The method used in this study is a descriptive, analytical and quantitative



method, among of them by using regression analysis, pearson correlation



analysis, with significance level (a ) used is 0,05, determination coefficient and



hypothetical test. The data analysed begin from the three-monthly period of



March 2006-March 2007.



The result of study shows that the development of liquidity level (Cash



Ratio) indicates a relatively decreasing condition, due to the decreased asset



liquid and short term borrowing. The credit volume is relatively increased due to



the increased credit volume in the sectors of agriculture, industry, marketing,



services and other credit volumes at PD. BPR Kuningan branch Cidahu. The



liquidity level (Cash Ratio) has an influence on the credit volume, with the



regression outcome value of a equal to. 499 . 7533382 having meaning that all



changes in storey level of likuiditas (Cash Ratio) will make balance to with ready



change of credit volume value of b equal to 84 . 12051077 - , hence each every



accretion and also degradation of storey level of likuiditas (Cash Ratio) will make



balance to with ready degradation or accretion of credit volume equal to



84 . 12051077 - , whereas the correlation outcome states that the magnitude of “r”



is -0.961 with tcount is -6.006, the influence level is 92.3%, including very closely



related influence and the remain is affected by other factors.

Description Alternative :

The credit volume is a most important part of banking business activity.



Credit volume is one of income resources it will be related to the presence of the



owned liquidity level, because the liquidity level is a measurement of firm`s



capacity in covering any short-tem obligations. Therefore, the frim must be able



to maintain the credit volume in meeting one of the firm`s objectives, that is to



obtain the income. This study has some objectives to identify how the development



of liquidity level (Cash Ratio), credit volume and the identify how much the



influence of liquidity level (Cash Ratio) on the credit volume at PD. BPR



Kuningan branch Cidahu in the three-monthly period of March 2006-March



2007. In this study what becoming the sample is a financial report in the threemonthly



period of March 2006-March 2007.



The method used in this study is a descriptive, analytical and quantitative



method, among of them by using regression analysis, pearson correlation



analysis, with significance level (a ) used is 0,05, determination coefficient and



hypothetical test. The data analysed begin from the three-monthly period of



March 2006-March 2007.



The result of study shows that the development of liquidity level (Cash



Ratio) indicates a relatively decreasing condition, due to the decreased asset



liquid and short term borrowing. The credit volume is relatively increased due to



the increased credit volume in the sectors of agriculture, industry, marketing,



services and other credit volumes at PD. BPR Kuningan branch Cidahu. The



liquidity level (Cash Ratio) has an influence on the credit volume, with the



regression outcome value of a equal to. 499 . 7533382 having meaning that all



changes in storey level of likuiditas (Cash Ratio) will make balance to with ready



change of credit volume value of b equal to 84 . 12051077 - , hence each every



accretion and also degradation of storey level of likuiditas (Cash Ratio) will make



balance to with ready degradation or accretion of credit volume equal to



84 . 12051077 - , whereas the correlation outcome states that the magnitude of “r”



is -0.961 with tcount is -6.006, the influence level is 92.3%, including very closely



related influence and the remain is affected by other factors.

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